Key Points
-
Bitcoin’s key properties, such as decentralization and scarcity, position it as an entirely new monetary system.
-
With smart-contract functionality, Ethereum has become the leading blockchain for decentralized finance.
-
The better cryptocurrency to buy, which is the simpler one, will continue to dominate the market.
For long-term investors, the stock market is a top choice for building wealth. However, some people are willing to move further out on the risk curve. And this leads them to cryptocurrencies. Despite their volatile nature, they have produced impressive returns in the past.
Bitcoin (CRYPTO: BTC) and Ethereum (CRYPTO: ETH) are the two top digital assets available. The former, which dominates the market, has seen its price jump 16,200% in the past 10 years (as of April 1). The latter’s price is up an even better 18,030%. These gains have occurred even though they both trade significantly off their all-time records.
Will AI create the world’s first trillionaire? Our team just released a report on the one little-known company, called an “Indispensable Monopoly” providing the critical technology Nvidia and Intel both need. Continue »
Both of these cryptocurrencies have unique characteristics that investors should know about. Which one is the better buy in 2026?
2026 paved on clear road with trees on either side and sun shining.
Image source: Getty Images.
Bitcoin
Bitcoin’s sole purpose is to be a network that allows anyone to transfer value to anyone else without the use of an intermediary. It’s decentralized, with no single entity in control.
It’s extremely scarce, as there will only ever be 21 million Bitcoins in circulation. And it’s divisible to eight decimal places, allowing for smaller transactions.
This setup has a notable implication, though. It immediately makes the crypto a competitor to the current fiat-based monetary system. The problems here are constant currency debasement and ever-increasing debt levels. For example, the U.S. alone carries nearly $40 trillion in federal debt, a figure that has ballooned and will continue to rise.
Ongoing currency debasement is a trend that constantly eats away at people’s purchasing power. Bitcoin wants to be the solution to this issue that plagues fiat currencies.
Up until this point, it has mainly been viewed as a financial asset for investment gains, which isn’t a surprise. As it moves further along the adoption curve, the price goes up. And investors want to get involved, despite the volatility.
Consequently, this is why it gets compared to gold. But because Bitcoin is digital, absolutely finite, transactable, and portable, I believe it possesses traits that make it superior to gold. And this gives it tremendous long-term upside.
Ethereum
Instead of strictly being a monetary asset, which is what Bitcoin is, Ethereum aims to serve a completely different purpose. Its goal is to operate as a decentralized global computing network. Launched in 2015, it was the first blockchain to introduce smart contracts, which are self-executable software programs that enable the creation of decentralized applications.
One of the most prominent use cases is the development of decentralized finance (DeFi) protocols. Ethereum is the leader in this area, with $55 billion in total value locked on the blockchain. This figure is nine times higher than the second-highest network, Solana. Notable DeFi activities include staking, borrowing and lending, and decentralized exchanges.
Another area to keep an eye on is the tokenization of real-world assets (RWA), a promising innovation that brings traditional assets onto the blockchain. The crypto’s huge ecosystem and security features have attracted big names in traditional finance, like BlackRock and JPMorgan Chase, to launch RWA projects related to Treasury and money market funds.
Ethereum still has a long development pipeline ahead of it that it needs to successfully travel without any hiccups, but the possible upside is significant. According to ARK Invest‘s Big Ideas 2026 report, the digital coin’s market cap could rise at a compound annual rate of 54% throughout the rest of the decade.
Stick to the leading digital asset
These cryptocurrencies are often the two that investors are most familiar with. They each possess traits that make them interesting opportunities, and because they’re trading so far off their record highs, investors have the chance to buy them at attractive entry points.
In my mind, Bitcoin is the clear winner as the best crypto to buy in 2026. Unlike Ethereum, it’s built with an extremely simple structure that lacks a complex development road map. I believe this is an advantage, especially when its ultimate purpose is to become a more widely adopted method of transferring and storing value.
Should you buy stock in Bitcoin right now?
Before you buy stock in Bitcoin, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Bitcoin wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004… if you invested $1,000 at the time of our recommendation, you’d have $532,929!* Or when Nvidia made this list on April 15, 2005… if you invested $1,000 at the time of our recommendation, you’d have $1,091,848!*
Now, it’s worth noting Stock Advisor’s total average return is 928% — a market-crushing outperformance compared to 186% for the S&P 500. Don’t miss the latest top 10 list, available with Stock Advisor, and join an investing community built by individual investors for individual investors.
*Stock Advisor returns as of April 9, 2026.
JPMorgan Chase is an advertising partner of Motley Fool Money. Neil Patel has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Bitcoin, Ethereum, JPMorgan Chase, and Solana. The Motley Fool recommends BlackRock. The Motley Fool has a disclosure policy.
