Rideshare services like Uber and Lyft are common for getting around Kennesaw, Georgia. Whether going to a local restaurant, commuting, or the airport, these services offer convenience. But with the rise of their usage, accidents involving rideshare vehicles have also become more frequent.
If you’re a passenger involved in a rideshare accident, it’s important to understand your rights and what steps to take to protect yourself.
What Happens in a Rideshare Accident?
Rideshare accidents can happen for various reasons. When you’re a passenger in a rideshare vehicle, the situation can become complicated due to the involvement of both the driver’s and the rideshare company’s insurance.
Unlike traditional car accidents, rideshare accidents require dealing with multiple insurance policies. Understanding how insurance coverage works can help ensure you receive the compensation you’re entitled to. A Kennesaw personal injury lawyer can explain your rights, help you gather evidence, and ensure you are properly compensated.
Who Is Liable for Injuries in a Rideshare Accident?
Determining liability in a rideshare accident is more difficult than in a standard car crash. Several parties may be at fault, including the rideshare driver, another driver, or even third-party factors. Here’s how liability typically breaks down:
1. The Rideshare Driver’s Fault
If the rideshare driver is at fault for the accident, their personal insurance may apply. However, both Uber and Lyft provide additional insurance coverage for their drivers while they are logged into the app and transporting passengers. If the driver was not logged in at the time, their car insurance would be the primary coverage.
2. Another Driver’s Fault
If another driver causes the accident, their insurance should cover the damages. If the other driver is uninsured or underinsured, the rideshare company’s insurance may step in. This coverage is more likely if the rideshare driver was actively using the app when the crash occurred.
3. Shared Fault or No Clear Fault
In cases where fault is shared or difficult to determine, multiple parties may be held responsible. This situation might require an in-depth investigation to figure out who is liable and how much compensation is owed to the passenger.
Insurance Coverage for Rideshare Passengers
Insurance coverage varies depending on the circumstances of the accident:
- Driver Logged into the App: If the driver is logged into the app and driving a passenger, Uber or Lyft provides liability coverage. This can include up to $1 million in coverage for injuries and property damage, depending on the situation.
- Driver Not Logged into the App: If the driver is not using the app (i.e., waiting for a ride or off-duty), the driver’s personal insurance will be the primary coverage. However, this could result in lower coverage limits.
- Uninsured or Underinsured Drivers: If the at-fault driver lacks adequate insurance, Uber and Lyft provide uninsured or underinsured motorist coverage for passengers.
What Should You Do After a Rideshare Accident?
If you’re involved in a rideshare accident, taking the right steps to protect yourself and your claim is important. Here’s what you should do:
1. Seek Medical Attention
Your health is the top priority. Even if you feel fine right after the accident, some injuries (like whiplash or internal injuries) may not be immediately apparent. Seeking medical attention ensures that you’re properly evaluated and provides documentation of any injuries you may have sustained.
2. Collect Evidence
If possible, gather evidence from the scene. This includes taking photos of the damage, the vehicles involved, and any visible injuries. Be sure to get contact information from any witnesses who saw the crash. Document the time, location, and weather conditions as well. All of this can support your claim later.
3. Report the Accident to the Rideshare Company
Notify Uber or Lyft about the accident as soon as possible. Both companies allow passengers to report accidents through their apps. By reporting the crash, you help ensure that the company’s insurance policy is involved and that your claim moves forward.
4. Consult a Kennesaw Personal Injury Lawyer
After an accident, it’s wise to consult with a personal injury lawyer who specializes in rideshare accidents. Lawyers can also deal with insurance companies more effectively than you.
Last Words
Accidents involving rideshare vehicles in Kennesaw can result in serious injuries for passengers. Understanding your rights and following the right steps after an accident can help protect you and increase your chances of a fair settlement. Whether the fault lies with the rideshare driver, another motorist, or other factors, it’s crucial to understand your legal options.
If you’ve been involved in a rideshare accident, contacting a Kennesaw personal injury lawyer is an important next step. They can guide you through the legal process and fight for the compensation you deserve.
